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Ten Steps for Anyone to Consider Before Filing for Divorce

Start with a good marriage counselor. If not marriage counseling, go at least for yourself. A divorce should be a last step, rather than a first step. There are three reasons to go into counseling. The first reason is to see if the marriage can be saved. The second reason is to build a support system for yourself. The third reason is to make sure you know everything you can about yourself, so that you will not make the same mistake and marry the same type of person again and again. Whether you are a husband or wife, it is important to know as much as possible about family finances. Obtain copies of tax returns, investment accounts, bank statements, checking accounts, and credit card statements. Know what your mortgage balance is. Remember, the more you know about your family finances, including trying to list assets and liabilities, the better off you are in the event that a divorce occurs. If you have children, consider what arrangement makes most sense with regard to custody. Is this a case where there should be shared or joint custody? Keep track of how much time you spend with your children, and how much time your spouse spends with the children. More and more cases end up with shared or joint custody, as well as with fathers having primary physical custody. These are important things to consider. It is also important to look at the situation realistically. Do not go in with an attitude of trying to punish your spouse, but look at what is in the best interests of your children going forward in the event of a divorce. What are your financial needs for the future? What are the family finances? Prepare a budget. Remember that after a divorce, the family is divided in two and each party will have to figure out how to move forward economically. How secure is your job? Does your spouse work? Do you need to finish a degree? These are things that you should think about before filing for divorce. Talk to an attorney. Make sure the attorney is someone who is knowledgeable and experienced in family law. Make sure this is a person you can relate to, and feel comfortable with. Explore the costs of a divorce with the attorney. Think about what you want to do about the home. Will you want to keep it? Have your spouse keep it? Or perhaps sell it? Remember, in these tough economic times, in more and more cases, we are dealing not with a division of the assets, but how the debts are allocated. These are important things to consider in filing for a divorce. Keep a...

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